When you’re on the roads of Indiana, you need to stay protected with an auto insurance policy. Since you never know what could happen, it’s best to have reliable coverage. Our agents at Knight Insurance can guide you through the process.
Is auto insurance required?
There are quite a few auto insurance facts to familiarize yourself with. In the state of Indiana, you are required to show proof of insurance. This means that you need to meet their minimum levels of liability for both property damage and bodily injury.
After that, you have to look at what a lienholder requires you to do to maintain your policy. If you’re leasing a car or still making payments, a lienholder may require you to have higher levels of liability than what the state requires and even have a certain level of collision and comprehensive coverage.
Once you have met the requirements for the state and a lienholder, if applicable, any added coverage is optional. Adding more can simply protect you even further throughout the year.
Tips for Shopping for Auto Insurance
As you shop for auto insurance in Indiana, you want to look at the scenarios in which you’re covered, such as:
- Collision with another vehicle
- Collision with a non-vehicle
- Hit and run
- Hail damage
Whatever happens, you want to know that you can make repairs without spending a fortune. With the right insurance policy, you can file a claim, pay the deductible, and get the financial assistance that you need. However, it can be overwhelming to figure out what kind of coverage you need. Our agents can talk to you about what coverage options are ideal for you, what the costs are, and build a custom policy that you can rely on.
Learn more about auto insurance by calling us at Knight Insurance today. Our agents can work with you to find affordable premiums.